Trade-in Tricks: 3 Tips To Obtain The Best Value For Your Old Car

When the used car in your garage starts giving you signs of old age, you know it is time to make a decision. You have got a few options. Two of them include selling it privately or advertising it under automobile classifieds; both options inviting buyers that would haggle over a lower price. Another alternative is to trade-in your old car while significantly reducing the purchase price of a new one. It is an easy way to get rid of your used car. The money worth your old car is reinvested as the down payment for your new one, thereby, reducing your overall purchase price and lowering the monthly payments.

Different Trade-In Tricks to get the most out of your Deal

Getting a decent value for your old car is no cake walk. The following tips will assist you in obtaining the best value for your old car:

1. Know Your Trade-In Range

Every dealer tries to pay less for a trade-in car. If you are aware of the value of your used car, you will be in a better position to negotiate a high price. You can visit several dealers and research on automobile portals to get a better understanding of the make, model, mileage and condition of your vehicle. With the help of sufficient research, make a high-end and low-end negotiable range. When the dealer asks for the price you are willing to trade for, you can start with your high-end realistic price and not trade-in below the low-end price range. Having a clear range in mind will assist you in obtaining the deserved price for your car.

2. Make Necessary Repairs

If you are using your car since your college years, it is a good idea to check it before you trade it in. Any visible damages will reduce the net price of your car and lead to a lower trade-in value. However, it doesn’t hurt to give your car an interior and exterior makeover before visiting a dealer. Simple repairs such as cleaning the carpets, concealing scratches and fixing major dents will go a long way getting a good deal.

3. Purchase an Old Model

Generally, outdated models are low in demand and become piled up as unsold inventory. If you purchase an old model, the dealer is likely to offer you a good price. Additionally, planning your purchase during the end of the year will aid you in getting a good value for your old car. It is the time of stocking new inventory and old models occupy unnecessary shelf space at the dealership lot. A dealer will be more than eager to sell you an old model. Thus, purchasing an old model during the end of the year will help to get a better deal.

When it comes to trading in an old car for buying a new one, obtaining a good value becomes economically essential. Knowing your trade-in range, making necessary repairs and purchasing an old model are a few trade-in tricks that will help you in obtaining the best value for your old car.

Applying For Auto Loans? Technology Comes To Your Rescue

Do you remember the time when you had bought your first car? Deciding a car was one difficult thing while getting loan at nominal interest rates seemed even more difficult.

So what has changed in the recent years? What has made us so lazy yet so smart? The answer is technology! Global access to internet and widespread sharing of information has helped us reach the present stage of virtual awareness. You may not physically touch a car but you can know about each and every bolt of the car. You can compare them easily with the help of technology.

In the same way, obtaining auto loans has become a piece of cake. Thanks to the rising use of technology, applying for an auto loan is possible without even moving a single inch from your seat.

How can Technology serve you in applying for an Auto Loan?

According to Interactive Advertising Bureau, 58% of the population regularly researches for a product on internet before buying it. It is a true example of digital awareness among the buyers. If you are applying for an auto loan, look how technology comes to your rescue and helps you save your hard-earned money in the process.

E-Documents

Scan your certificates and identifications along with your signature and save it to an e-vault. Uploading your personal information can help you save a lot of your effort, time and money. Whenever you need them, you can log in the system and retrieve them quickly. It makes applying for auto loans easier. Whenever you want to get auto loans, you need to submit your e-documents without having to refer to your original documents.

Comparison and Calculations

Previously, you had to understand each and every term of the auto loan contract and manually check the interest rates. However, things are different now. You need not waste hours calculating the monthly payments. The internet does it for you within a couple of seconds.

Also, the traditional rule of applying for an auto loan with the dealer is out of the window. The merit of borrowing auto loan over the internet is that you can borrow it from any lender you like. Also, comparing various offers has become easy because of technology.

Flexibility

Time is valuable. In the old days, you had to fix a meeting with the lender and visit his office. Also, you had to negotiate in order to get the best interest rates for your auto loan. While technology has made it possible for you to obtain a loan, it has also made you the owner of your time. There are no time boundaries for applying with the lender. Whether it is night or day, you can apply for an auto loan and get approved.

Technology has made the once ‘unimaginable’ a reality. Today, car buyers are conducting thorough research before making any kind of purchase. It is the reason behind many businesses opening an online store. Technology offers you great comfort and ample choice. So why not use it to save your valuable time, effort and money? Apply for an auto loan with the help of technology and buy your new car.

Why Are Adult Coloring Books So Popular?

The coloring books for adults have intricate patterns to color. Some say these are psychologically based patterns to relieve tension. Actually, it’s the coloring we do that causes us to relax and as a result these books are extremely popular.

Years ago, I remember catching my wife coloring away with a quiet yet enthusiastic demeanor when I came home from work early around 4:00pm. She was sitting with our three children (all under 8 years at the time and all quietly coloring) in our den. I went up to give her my usual hello kiss and didn’t get her attention right away as she was totally absorbed coloring.

“Oh you’re home early?” she said continuing to color.

“Yeah, what’s up?”

“We’re just keeping out of trouble… , kids like to color… ” I didn’t think much about her enthusiasm at the time, and was happy she was having a break.

Remember the Wham-O’s Hula Hoop rage where millions found a lot of enjoyment and fun with such a simple hoop. But coloring is different? It’s more individualistic and peaceful to yourself and others around you. Adult coloring now is a rage for adults in the modern world.

I researched adult coloring and read the back and forth movement of the crayon, colored pencil, or marker does in fact have a calming effect since it requires the use of both sides of the brain causing neurons to reinforce their connections between both sides while shutting down the frontal lobe which controls organization. So, a feeling of balance occurs after a stressful day. Coloring gives relief to the daily demands of attention focusing at work, stress of everyday life, information overload, intense competition, intense play, intense everything at times.

Johanna Basford’s, “Secret Garden: An Inky Treasure Hunt and Coloring Book” seems to have started the adult coloring book rage in 2011. This book may be a collector’s item someday – like an original hula hoop.

Basford, a Scottish commercial artist doing a lot of intricate black and white patterns for wallpapers, beer bottles, wine labels was originally asked to do a children’s coloring book but she convinced her British publisher to have her do an adult coloring book since her clients enjoyed coloring in her patterns. Well, we all know after two million copies were sold, Johanna found a new niche for adults to enjoy worldwide.

Johanna doesn’t use computers to assist her drawings as she believes computer generated works are soulless.

Her success speaks for itself as she does work for Sony, Chipotle, Absolute Vodka and other major clients from her little studio in Aberdeenshire, Scotland. Her original book shows signs of the Brodick Castle Gardens on the Isla of Arran where Johanna played as a child.

Coloring Books For Adults – How Can It Help Me?

Adult coloring books are all the buzz of late. It is clear that it revolves around colored pencils or crayons and coloring pages. But, it is just coloring, right? How can something like staying within the lines be a benefit to me?

I grew up during the time of doodle art – remember those? You got a pack of felt markers and elaborate black line drawings on a number of themes. I would spend hours coloring these in! Little did I know then that coloring pages were a benefit to my well-being.

Well, apparently they were back then and still are today for people of all ages.

People are making the adult coloring books bestsellers on Amazon! At the time of this writing, eight of the top twenty books on the bestsellers list, are coloring books for adults. There must be something behind this recent growth in interest.

The themes of adult coloring books are usually intricate and centered more around adult images, not your childhood counterparts that included bunnies, super heroes, and farm animals. You would expect to see geometric patterns, psychedelic patterns reminiscent of doodle art type pages, fantasy images including angels, dragons, goddesses and mermaids, and ancient designs of religious and spiritual nature.

So why the fascination, and how can they help you?

In the most basic sense, the act of applying colored media to intricate line drawings is a benefit to relaxation and stress reduction. You are able to put the outside world aside for the moment and focus on the art of coloring singularly.

Studies have shows that anxiety levels dropped in adults that colored. They did note that simple doodling had no affect on anxiety. The focus on coloring and switching off the brain allows that blocking of anxiety in the moment. Coloring does not have a need for complicated thought processes and like listening to calming music, you are able to get within yourself, isolated from external anxiety, commotion, and distractions.

The repetitive, low-stress, and “no brainer” act of color lends itself to relaxation. The calming effects not only helps to reduce stress levels, but also can help to bring you back to your youth.

The awesome part is that anyone can do it will no skill set required! Grab a crayon and you are good to go. You can make it even more enjoyable and have your kids or grandkids color with you. Depending on the age of the young ones they may be interested in the adult coloring books, others still wanting to color a cow, astronaut, or pretty flower arrangement.